by all visitors to the Site. By accessing any part of this Site, you will be deemed to have accepted
using the Site immediately.
Site Content for Informational Purposes only
The contents of this Site have been provided for informational purposes only. None of the
material presented on this Site constitutes financial, legal or other professional advice or opinion
on any subject matter or on any specific set of facts or circumstances. To seek professional
consulting advice tailored to your business, please formally contact The Horseshoe Group to be
directed to an appropriate contact to handle your request.
Ownership of Site and Content
Unless otherwise stated, this Site and all of its contents, including all text, graphic images, html
code, presentations, designs, logos, services, technology, information, together with all
copyrights, trade and service marks, and other intellectual property rights in such content, are
the exclusive property of the Horseshoe Group or third-parties who have granted the Horseshoe
Group limited rights to use them.
Any copies of these pages that are saved to a storage medium or which are printed may only be
used for personal viewing purposes of for viewing within the firm or organisation by which they
were saved or stored and may not be distributed to third parties or sold or otherwise circulated
for profit. The content of this Site is the sole property of the Horseshoe Group and are protected
by international copyright laws. No authority is granted to any third party for the use of any of
the content presented on this Site.
Use of Site
Subject to the conditions set forth below, all visitors to this Site may read, display, link to,
download, and make electronic or print copies of selected content from the public sections of
this Site solely for the following purposes:
- non-commercial, personal use; or
- non-commercial, educational use at a bona fide, accredited institute of higher education,
such as a college or university.
No content may be used or reproduced in any way for any other purpose.
All use and reproduction of the content of this Site that we permit is subject to the following
- No copyright, trademark or other proprietary notices are removed from the content;
- The selected material is reproduced in its entirety (e.g., the entire report or article);
- The content is clearly attributed to the Horseshoe Group;
- All recipients understand the informational nature of the content;
- The content is not made available for general distribution; and
- No significant amount of Site content may be downloaded into or stored in any searchable
Any visitor desiring to make any commercial use of the Site or its content must contact
firstname.lastname@example.org to obtain our express permission prior to making any such use.
The Horseshoe Group reserves the right, at its own discretion, to decline any such request.
We consider the privacy of your information as critically important. The use of the information
you provide about yourself and your company when using our Site is strictly limited to answering
your enquiries or to helping us best service your needs. We only use data collected solely for the
purpose expressly described in each request. We do not share this information with any third
party outside of the Horseshoe Group except to the extent required by law or regulation or
necessary to answer your enquiry, if that enquiry requires the involvement of a third party.
We do not sell, trade or rent the personal information of others.
Links to other websites are provided for your convenience. Such links are not endorsements of,
or referrals to, the entities or information to which they are linked and are provided solely as aids
to help locate other resources that may be of interest. We have not reviewed or approved any
information on other websites and we are not responsible for any form of transmission received
from any linked website. These links do not imply that we sponsor, are affiliated with any of the
entities found in those links.
Please note that we are not responsible for the privacy policies of other websites that may be
accessed via the links included in our Site. We advise you to read the privacy policies of each
website you visit which collects personal information.
Compliance with Laws
Visitors are required to ensure they comply with the laws of the jurisdiction from which they
access this Site and agree to refrain from accessing or using this Site or its content in violation of
such laws. You may not submit any information to this Site unless you are legally entitled to do
Whilst all reasonable efforts are made to ensure the accuracy and timeliness of the contents of
the Site, information can quickly become out of date due to changing circumstances. The
contents are therefore provided “AS IS” and on an “IS AVAILABLE” basis. We may change the
content at any time without notice and do not give any express or implied warranty as to the
accuracy of the materials on this Site and we do not accept any liability for error or omission. We
do not guarantee that the Site or its content will be error free or that it will be available for your
use on an ongoing or continuous basis or within any given timeframe.
The Horseshoe Group expressly disclaims all express and implied warranties. We are not liable
for any damages (including, without limitation, damages for loss of business or loss of profits)
arising in contract, tort or otherwise from the use of or inability to use this Site, or any material
contained in it, or from any action or decision taken as a result of using this Site or any such
material. Visitors use this Site at their own risk and assume full responsibility for any losses arising
from the use of the Site and its content.
is not fully enforceable for any reason, the remainder shall nonetheless continue in effect.
the laws of Bermuda.