About Us - Senior Staff

Our staff’s experience includes clients engaged in both direct primary insurance and reinsurance for virtually all lines of business including, but not limited to, property, workers' compensation, automobile and general liability.

Andre Perez - CEO

Andre is the founder of Horseshoe Group and has over 20 years of experience in insurance, reinsurance and alternative risk transfer. He has a demonstrated track record and expertise in:

  • General management and business development
  • Setting up start-up operations and joint ventures
  • P&C underwriting
  • Pricing, actuarial valuations and dynamic financial analysis
  • Due diligence and acquisitions
  • Strategic planning
  • Reinsurance product design

Andre was named a “Rising Star” in Insurance by Reactions Magazine (December 2005) .

Email: andre@horseshoe.bm
Phone: (441) 295-8478 ext. 231
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Nigel Godfrey – Senior Vice-President

Nigel is responsible for client servicing within the Group’s insurance management division, Horseshoe Management Ltd.

Nigel has over 20 years of experience in the Bermuda insurance and reinsurance industry, including audit, captive management and reinsurance company administration. He has a demonstrated track record and expertise in:

  • General insurance management and business development
  • Sidecars, Transformers and Captive formation and management
  • Accounting
  • Run-off administration

Email: nigel@horseshoe.bm
Phone: (441) 295-8478 ext. 225
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Steve Britton - Senior Vice-President

Steve is responsible for overseeing Horseshoe’s Cayman office operations which provides full SPV management and advisory services including Catastrophe Bond SPVs. He is additionally charged with overseeing the activities of Horseshoe Re Limited, the Group’s licensed separate account company which acts as a transformer for investors.

Steve has over 20 years of experience in traditional insurance and reinsurance, industry loss warranty (ILWs) and collateralized reinsurance, and risk-linked securities and financial guaranty markets. He has a demonstrated track record and expertise in:

  • Origination, structuring and execution of catastrophe bonds, sidecars, ILWs and collateralized reinsurance
  • P&C underwriting
  • Reinsurance start-up operations
  • Capital raising and investor advisory
  • Transaction due diligence
  • Reinsurance product design, implementation and management
  • Capital markets, asset-backed securitization, residual value and financial guaranty insurance

Email: steve@horseshoe.ky
Phone: (345) 769-6690
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Arnold Todd, General Counsel

Arnold is General Counsel of Horseshoe Group. He is responsible for overseeing the day-to-day legal affairs of Horseshoe Group, which includes providing legal guidance on transactional, operational, regulatory and compliance related matters for the Bermuda, Cayman and Dublin offices.

Arnold has over 14 years of experience as a corporate and regulatory attorney in both the public and private sector, and is called to the bar and eligible to practice in the United Kingdom, Bermuda and the Cayman Islands. He has a demonstrated track record and expertise in:

  • Advising on corporate and commercial matters involving Bermuda and Cayman Islands insurance law and regulations
  • Reinsurance start-up operations in Bermuda
  • Corporate finance
  • International regulatory standards in compliance, anti-money laundering guidelines and corporate governance
  • Supervisory and regulation of insurance related entities in the Cayman Islands and Bermuda

Email: arnold@horseshoe.ky
Phone: (345) 328-6694
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LaMel Burch – Vice President, Operations

LaMel is responsible for the day to day operations of the Horseshoe Group, including IT services, payroll, human resources management, budgeting, forecasting and management reporting. Additionally, he is responsible for monitoring internal controls over client servicing, as well as limited client servicing within the Group’s insurance management division, Horseshoe Management Ltd.

LaMel has 10 years of experience in the insurance and reinsurance industry. He has a demonstrated track record and expertise in:

  • Internal Control implementation and monitoring
  • Internal Audit
  • Management of systems development and maintenance processes

Email: lamel@horseshoe.bm
Phone: (441) 295-8478 ext. 233
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Yulanda Francis – Vice President

Yulanda is responsible for client servicing within the Group’s insurance management division, Horseshoe Management Ltd.

Yulanda has over 20 years of experience in the insurance and reinsurance industry, including captive management. She has a demonstrated track record and expertise in:

  • Insurance and Captive management
  • GAAP insurance accounting
  • Bermuda statutory insurance accounting
  • Statutory filing requirements
  • Rent-A-Captives and Transformers

Email: yulanda@horseshoe.bm
Phone: (441) 295-8478 ext. 229
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Susan Spaulding – Vice President

Susan is responsible for client servicing within the Group’s insurance management division, Horseshoe Management Ltd.

Susan has over 9 years of experience in the Bermuda insurance and reinsurance industry, including audit, captive management and Financial Controller for a reinsurance company. She has a demonstrated track record and expertise in:

  • Insurance company management
  • GAAP and statutory audit
  • GAAP insurance accounting
  • Bermuda statutory insurance accounting for traditional insurance companies and non-traditional insurance vehicles
  • Bermuda insurance laws and compliance requirements

Email: susan@horseshoe.bm
Phone: (441) 295-8478 ext. 234
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Misheck Mahwendepi– Vice President

Misheck is responsible for client servicing within the Group’s insurance management division, Horseshoe Management Ltd.

Misheck has over 13 years of diversified experience in the insurance and financial service industry, with 7 of those years in insurance management where he has managed a portfolio of captive insurance companies and reinsurance transformer vehicles. He has a demonstrated track record and expertise in:

  • Captives management
  • GAAP insurance accounting
  • Preparing and filing statutory returns with the BMA
  • Insurance policy review and issuance
  • Rent-a-captive
  • Setting up and maintaining Letters of Credit and collateralized reinsurance trusts
  • Client service

Email: misheck@horseshoe.bm
Phone: (441) 295-8478 ext. 228
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Hank Youngerman – Senior Actuarial Consultant

Hank is a Senior Actuarial Consultant with Horseshoe Group. In this capacity, Hank provides actuarial services in the areas of loss reserving, ratemaking, capital modeling, and research. Hank is approved to provide Loss Reserving Specialist opinions in Bermuda, as well as being approved to provide captive insurance company opinions in Delaware, South Carolina, New York and Vermont.

Hank has 35 years of experience in insurance, reinsurance and alternative risk transfer. He has a demonstrated track record and expertise in:

  • Pricing, actuarial valuations and dynamic financial analysis
  • Due diligence and acquisitions
  • Self-insurance design and valuation
  • Loss reserving for captives and risk retention groups
  • Experience in property, liability and non-traditional lines

Email: hank@horseshoe.bm
Phone: (441) 295-8478 ext 232
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Tom Heise – Director, Horseshoe Ireland

Tom is a Director of Horseshoe Management (Ireland) Ltd. He is responsible for overseeing the Horseshoe’s Irish operations and the developing our European platform for providing insurance management and advisory services.

Tom has over 10 years of experience in insurance, reinsurance, collateralized reinsurance and insurance securitization. He has a demonstrated track record and expertise in:

  • Senior management and business development
  • Setting up start-up operations and joint ventures
  • Due diligence and acquisitions
  • Proprietary software development

Email: tom@horseshoeglobal.ie
Phone: +353 87 212 7663
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